Declutter Your Financial Life

Do you ever find it strange that, in an increasingly electronic world, it’s still so easy for clutter to pile up? With so many receipts, statements, and bills stacking up, it can be hard to keep your financial life in order. Here are a few easy tips to help you keep your money world organized.

  1. Stop the Snail Mail – I think the real cause of global warming and deforestation might be credit card offers. I feel good about myself for 0.2 seconds when I see an envelope in the mail that says, “You’ve been pre-approved!” And then I see the other 5 credit card or insurance offers that also came in the mail today and remember that I’m not special. You can actually stop these offers from cluttering your physical inbox by going to OptOutPrescreen.com. The electronic form will stop you from getting offers for 5 years, which is good for you and the environment.
  2. Get a Shredder – Spend $25 on a shredder at Target, it’s a smart investment. Any receipts, statements, pay stubs, or other documents that have your personal info on them should be shredded to help prevent identity theft. Plus shredding things is weirdly therapeutic.
  3. Have a Money E-mail Account – I read this tip in Cosmo, proving that the magazine has more content than celeb gossip and embarrassing moment stories! It can be easy to miss bills or other important alerts in your crowded inbox. Try setting up an account like KelseyBills@gmail.com specifically for financial stuff so those e-mails don’t get lost in the shuffle. You’ll never miss an E-bill again.
  4. “Yes, please e-mail the receipt!” – A lot of retail stores now ask you if you want your receipt printed, e-mailed to you, or both. Take advantage of the bills e-mail you set up in #3 and have the receipt e-mailed. It saves paper, decreases your risk of losing the receipt, and keeps any personal information safe.

You don’t have to be a neat freak to keep your financial clutter to a minimum. What are your tips for keeping your money organized?

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